Mortgage Help Centre
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    Commercial Mortgages


    A commercial mortgage is a loan secured on a commercial property.

    A Commercial Mortgage or loan can be taken out to buy, extend, improve or remortgage premises or simply to reduce your existing interest payments.

    If you require a UK commercial mortgage or commercial remortgage whatever your credit rating then Mortgage Help Centre can help arrange quick and simple business finance for properties including;

    Factories, farms, hotels, industrial premises, offices, public houses, restaurants, retail shops, warehouses and more.

    commercial finance mortgage

    Commercial Mortgage Repayment Plans

    When deciding on your repayment plan you should always remember the longer you take to payback the principal the higher your total interest payment will be.

    Commercial Equal Payments

    Possibly the most common plan, this type of mortgage requires you to make a set number of equal payments. Part of each payment covers the interest and the rest reduces the principal.

    Possibly the most common plan, this type of mortgage requires you to make a set number of equal payments. Part of each payment covers the interest and the rest reduces the principal.

    Commercial Equal Payment with a Final Balloon Payment

    Requires a set monthly payment of the principal and interest for a relatively short period of time. After you make the last payment, you have to pay the balance in one full payment, called a balloon payment. Most lenders will give you the chance to refinance the mortgage to help you stretch out the final balloon payment. This type of mortgage offers has many benefits. Because of the lower monthly payments during the course of the mortgage you can keep more cash available for other needs. But don't forget the big balloon payment waiting around the corner.

    Commercial Interest-Only Payments with a Final Balloon Payment

    With this type of mortgage, your regular payments only cover the interest. The principal stays the same as above.

    Commercial Endowment Mortgage

    This type of mortgage is similar to an interest-only mortgage but the repayment of the principal comes from the proceeds of an endowment policy. Several types of endowments are eligible for this type of mortgage, this includes: a personal or executive pension plan policy, life assurance policy or a personal equity plan. The additional security provided by the endowment normally result in a lower interest rate.

    From small family firms to large company organisations, and whether a borrowing requirement of £75,000 or £15 million AND ABOVE, Mortgage Help Centre will work with you to provide you with the most competitive commercial borrowing package your circumstances allow.

    • Buy to Let/Rent

    • Pubs - Hotels

    • Warehouses

    • Farms - Garages

    • Flats above Shops

    A commercial mortgage or commercial remortgage is a business loan which is secured on a commercial property. Commercial mortgages are often used to buy business premises, but they can also be used to buy other business assets such as plant or machinery, golf courses and golf clubs, a nursing home or Guesthouse.

    Mortgage Help Centre UK has the best deals in Commercial Mortgages

    Like residential mortgages, commercial mortgages run for a set period of time, normally 25 years, and the monthly mortgage repayments are usually made up of interest and repayment of the capital.

    As well as being a useful way of financing the purchase of business premises for a new business, commercial mortgages can also be an excellent way of funding the expansion of an existing business.

    A commercial mortgage can also be used to fund investment in land or property, which will be used for commercial purposes.

    Mortgage help centre offers commercial finance in all areas of the UK. We offer our mortgage services and commercial mortgage services in the whole of England including london, birmingham, newcastle, luton, bedford, slough, yorkshire and ipswich.

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